Mortgage Rates In May 2025 In Usa . Mortgage Rates 2022 Current vs Historical Trends The Lending Coach Mortgage Rates at the End of 2024 Bankrate's weekly lender survey stated that the average 30-year mortgage rate began declining from 7% over the summer of 2024, fell to as low as 6.2% in September, then. The latest 30-Year Mortgage Rate is equal to 6.65% and 15-year mortgage rate is equal to 5.8%
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(Some homeowners may explore a cash-out refinance to withdraw equity and capitalize on the surge in home equity values following the pandemic.) Here are the interest rates for the most popular 30-year fixed-rate and 15-year fixed-rate mortgages.
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